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Tesla rolls out latest Safety Score update—Here’s what’s new
Tesla’s latest Safety Score update drops one highly criticized factor, while adding weight to pieces like speeding, follow distance, and more.
Tesla has officially started rolling out a new version of its insurance program’s Safety Scores beta, improving upon a few different metrics that make up the index.
As detailed on the Tesla Insurance web page, the company has updated its Safety Scores to beta version 2.2 from the previous version 2.1. The update primarily includes improvements to how Excessive Speeding is measured, along with the removal of Forward Collision Warnings (FCW) from the formula.
In addition, Tesla has slightly increased the values of related factors such as Hard Braking and Unsafe Following Time in the v2.2 formula, perhaps in an attempt to help accommodate some of the situations previously covered by the FCW rating.
READ MORE ON TESLA INSURANCE: Tesla launches insurance discount for FSD users in these two states
Tesla’s Safety Scores are used to determine premium rates for buyers of the company’s in-house insurance program, except in California, where privacy laws prohibit the use of real-time driving data to determine premiums. The company also says that its latest formula for Safety Scores were generated using over 22 billion miles of fleet data from its cars, while the company plans to continue improving the formula as more data comes in.
At this time, Tesla Insurance is available in the following 12 states, though Safety Scores aren’t available in California for the aforementioned reason:
- Arizona
- California
- Colorado
- Illinois
- Maryland
- Minnesota
- Nevada
- Ohio
- Oregon
- Texas
- Utah
- Virginia
You can see the factors that make up Tesla’s Insurance Safety Scores below or on its website here, along with the specific formula that makes up a drivers’ 0 to 100 Safety Score.
Hard Braking
Credit: Tesla
Hard braking is defined as backward acceleration, measured by your Tesla vehicle, in excess of 0.3g. This is the same as a decrease in the vehicle’s speed larger than 6.7 mph, in one second. Hard braking is introduced into the Safety Score Beta formula as the proportion of time where the vehicle experiences backward acceleration greater than 0.3g as a percentage of the proportion of time the vehicle experiences backward acceleration greater than 0.1g (2.2 mph in one second). Hard braking while on Autopilot is not factored into the Safety Score Beta formula. For vehicles with Autopilot computer 3.0 or greater, braking while the vehicle detects yellow traffic lights is also not factored into the Safety Score Beta formula. If the vehicle is unable to detect a yellow traffic light at the time of the hard braking, the event will impact your Safety Score. The percentage shown in the app is the proportion of time spent braking done with excessive force when driving and Autopilot is not engaged. The value is capped at 5.2 percent in the Safety Score Beta formula.
Aggressive Turning
Credit: Tesla
Aggressive turning is defined as left/right acceleration, measured by your Tesla vehicle, in excess of 0.4g. This is the same as an increase in the vehicle’s speed to the left/right larger than 8.9 mph, in one second. Aggressive turning is introduced into the Safety Score Beta formula as the proportion of time the vehicle experiences left or right acceleration greater than 0.4g as a percentage of the proportion of time the vehicle experiences left or right acceleration greater than 0.2g (4.5 mph in one second). Aggressive turning while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the proportion of time spent turning with excessive force when driving and Autopilot is not engaged. The value is capped at 13.2 percent in the Safety Score Beta formula.
Unsafe Following
Credit: Tesla
Your Tesla vehicle measures its own speed, the speed of the vehicle in front and the distance between the two vehicles. Based on these measurements, your vehicle calculates the number of seconds you would have to react and stop if the vehicle in front of you came to a sudden stop. This measurement is called “headway.” Unsafe following is the proportion of time where your vehicle’s headway is less than 1.0 seconds relative to the time that your vehicle’s headway is less than 3.0 seconds. Unsafe following is only measured when your vehicle is traveling at least 50 mph and is incorporated into the Safety Score Beta formula as a percentage. Unsafe following while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the percentage of unsafe following when driving and Autopilot is not engaged. The value is capped at 63.2 percent in the Safety Score Beta formula.
Excessive Speeding
Credit: Tesla
Excessive Speeding is defined as the proportion of time spent driving in excess of 85 mph or driving 20% faster than the vehicle in front of you, when that vehicle is going over 25 mph and is within 100 meters of your vehicle. This value is expressed as a percentage of total driving time and is capped at 10.0% in the Safety Score Beta formula. Speeding while on Autopilot is not factored into the Safety Score Beta formula.
Late-Night Driving
Credit: Tesla
Late-Night Driving is defined as the number of seconds you spend driving at night (11 PM – 4 AM) divided by the number of seconds you spend driving total during the day and night. Due to the variable risk level associated with driving during each late-night hour, each hour is weighed differently, and driving at each hour will affect your Safety Score differently. For example, driving at 11 PM will not affect your Safety Score as heavily as driving at 2 AM. Drive sessions that span two days will apply to the day the trip ends. Late-Night Driving includes all driving at night (11 PM – 4 AM) including any driving done on Autopilot. The value is capped at 14.2 percent in the Safety Score Beta formula.
Forced Autopilot Disengagement
Credit: Tesla
The Autopilot system disengages for the remainder of a trip after the driver has received three audio and visual warnings. These warnings occur when your Tesla vehicle has determined that the driver has not applied sufficient resistance to the steering wheel or has become inattentive. Forced Autopilot Disengagement is introduced into the Safety Score Beta formula as a 1 or 0 indicator. The value is 1 if the Autopilot system is forcibly disengaged during a trip, and 0 otherwise.
Unbuckled Driving
Credit: Tesla
Unbuckled Driving is defined as the proportion of time spent driving above 10 mph without fastening the driver’s seatbelt in a Tesla vehicle, as a percentage of time spent driving above 10 mph. The value shown in the Tesla app is the proportion of time driven at a speed over 10 mph, without buckling the driver’s seatbelt, as a percentage of time spent driving over 10 mph. The value is capped at 31.7 percent in the Safety Score Beta formula.
Tesla’s formula for Safety Score beta v2.2
Tesla takes the formula pictured below, dubbed its Predicted Collision Frequency (PCF), and converts it into the 0 to 100 version 2.2 Safety Score it assigns based on driver behavior. The 2.1 Safety Score formula can also be seen on the Tesla Insurance page, though the below formula is for the newly launched version 2.2.
Credit: Tesla
Tesla is atop the American-Made Index from Cars.com for the sixth-straight year, as the Model 3 and Model Y took the top two spots, respectively.
Last year, the Model 3, Model Y, Model S, and Model X took the top four spots, respectively. The company has routinely performed well in the Index. However, Tesla discontinued its flagship Model S and Model X earlier this year, which took the two cars out of the ranking.
Cybertruck is not considered due to its curb weight being above the 8,500-pound threshold, which eliminates it from being required to have more detailed assembly information.
Cars.com uses five main categories to develop its rankings:
- Location(s) of final assembly
- Percentage of U.S. and Canadian parts
- Countries of origin for all available engines
- Countries of origin for all available transmissions
- U.S. manufacturing workforce
These five major factors are then put into a 100-point scale. The vehicles with the highest scores sit atop the list. The Model 3 edged out the Model Y.
🇺🇸 The Tesla Model 3 and Tesla Model Y have been put atop the American-Made Index from https://t.co/PXZ0g1pPb6, meaning they are the most American vehicles you can possibly buy.
This is the SIXTH-STRAIGHT year a Tesla has been listed as the most American-made vehicle: pic.twitter.com/HyraOmaxSL
— TESLARATI (@Teslarati) June 23, 2026
Tesla uses a strong domestic strategy to build its cars and parts domestically. It relies on intense vertical integration that reduces its dependence on global suppliers, keeping more value and jobs in the United States.
This strategy has helped Tesla gain a strong reputation for domestically produced vehicles and parts. However, it helps it with more than just awards like this one. Keeping a supply chain local has also helped insulate Tesla more than others from tariffs and supply chain disruptions.
This year’s American-Made Index from Cars.com studied nearly 400 vehicles from the 2026 model year. Tesla was the only manufacturer to have an EV inside the Top 10. The Kia EV9 was the next EV to make the list, scoring the 17th position.
The Hyundai IONIQ 5 was 21st, and the final EV to make the list was the Cadillac LYRIQ in 77th.
Tesla has finally clarified the situation regarding the viral crash in Texas where a Model 3 slammed into a home.
CEO Elon Musk replied to reports on Monday that stated the crash was due to the company’s Full Self-Driving or Autopilot suite, which seemed unlikely to those who are familiar with it. Video showed the car slamming into a house at an excessive rate of speed, making it highly unlikely the crash was due to the suite’s operation, as it does not travel at those speeds in residential areas.
Musk said:
“This makes no sense. FSD drives slowly through neighborhood streets, and this was a high-speed crash!”
Tesla’s Head of AI, Ashok Elluswamy, added context, revealing that the company’s data shows the driver “manually overrode self-driving by pressing the accelerator all the way to 100%.”
He revealed the speed reached by the car was 73 MPH, and the accelerator was still pressed “even after the crash.”
Yup. In this case, the driver manually overrode self-driving by pressing the accelerator all the way to 100% of the accel pedal in this residential area. They reached a speed of 73 mph during the crash, and had the accelerator pressed even after the crash.
— Ashok Elluswamy (@aelluswamy) June 22, 2026
Authorities are reportedly investigating “whether Tesla’s Autopilot system played a role after a Model 3 left the roadway…slammed through a brick house at high speed and fatally struck Matha Avila as she sat inside,” the New York Post reported.
The National Highway Traffic Safety Administration (NHTSA) is now investigating the crash. Tesla will work with the agency to provide them with whatever information they need in order to clarify the cause of the crash.
Similarly, Tesla had claims of a fatal accident in Harris County, Texas, a few years ago. Early reports indicated that Full Self-Driving was the cause of the crash. After the National Transportation Safety Board (NTSB) worked with Tesla, the agency proved there was “no use of the Autopilot system at any time during this ownership period of the vehicle, including the time frame up to the last transmitted timestamp on April 17, 2021.”
Tesla alleged “driverless” crash in Texas: What is known so far
“Application of the accelerator pedal was found to be as high as 98.8 percent,” the NTSB said in their findings. The highest recorded speed in the five seconds leading up to the impact was 67 miles per hour. The area where the crash occurred is residential, and Texas State laws have default speed limits of 30 MPH in residential streets.
This appears to be a similar situation. However, an investigation will prove what happened for sure.
SpaceX announced today that it commenced its first-ever public bond offering, marking a significant step in the newly public company’s capital markets strategy.
The company announced an offering of senior unsecured notes expected to raise at least $20 billion.
The move comes just a short time after SpaceX completed one of the largest initial public offerings in history. In mid-June, the company priced shares at $135 and raised more than $85 billion, propelling founder Elon Musk’s net worth past the trillion-dollar mark and giving the firm substantial liquidity.
🚨 SpaceX has announced its inaugural offering of senior unsecured notes.
The net proceeds will be used to repay outstanding loans under its bridge loan facility in full.
This inaugural debt offering represents a financing milestone for SpaceX, which previously depended… pic.twitter.com/pcOZuVbTRv
— TESLARATI (@Teslarati) June 22, 2026
According to the company’s SEC filing, the net proceeds from the notes will be used primarily to repay in full the outstanding borrowings under its existing bridge loan facility, cover related fees and expenses, and fund general corporate purposes. The offering is being conducted under Rule 144A, as well as Regulation S, targeting qualified institutional buyers and non-U.S. investors. Notes will be unsecured obligations ranking equally with other unsubordinated debt.
The $20 billion bridge loan was used to refinance approximately $17.5 billion in higher-cost “junk” debt tied to X and xAI. SpaceX had merged with xAI in February 2026 in an all-stock deal. The bridge facility, which matures in September 2027, had represented the bulk of SpaceX’s long-term debt.
SpaceX officially acquires xAI, merging rockets with AI expertise
In connection with the bond launch, SpaceX disclosed it held approximately $100.8 billion in cash and cash equivalents as of June 19. Investor calls began on the announcement date, with pricing and launch expected shortly thereafter. Rating agencies have assigned investment-grade ratings to the proposed bonds, reflecting confidence in SpaceX’s dominant position in commercial launches and the growth trajectory of its Starlink internet offering.
The debt raise also allows SpaceX to optimize its balance sheet by replacing short-term, higher-cost bridge financing with longer-date, lower-cost fixed-income securities. This provides greater financial flexibility to support capital-intensive initiatives, including the development of Starship, the expansion of the Starlink constellation, and the integration of AI capabilities following the xAI combination.
SpaceX shares (NASDAQ: SPCX) fell sharply on the news, dropping over 16 percent overall on the market on Monday. The stock had surged initially after debuting but pulled back amid profit-taking and broader market dynamics.
Overall, the bond offering underscores SpaceX’s transition to a mature public company with access to diverse funding sources. It positions the firm to pursue its long-term vision of multiplanetary expansion and AI infrastructure, while maintaining a disciplined approach to its capital structure in a high-growth but capital-heavy industry.
Tesla tops American-Made Index for sixth-consecutive year
Tesla finally clarifies fatal Texas crash, confirms driver manually overrode acceleration
