Tesla has launched a new insurance program in California, announcing over the weekend that it is bringing underwriting in-house—and offering a discount for those who switch to the new policy.
On Saturday, Tesla announced that its new insurance policies in California will switch to being underwritten by Tesla Insurance Company from State National Insurance Company, which underwrites its existing plans. The company also said that it will offer a 3-percent discount on a terms’ worth of premiums to those who opt to switch to the new policy.
Tesla also says that customers must elect to switch to the policy by four days before March 14 in order to be eligible for the discount.
Credit: Tesla | Mobile App
READ MORE ON TESLA INSURANCE: Tesla partners with Zurich to provide insurance in Australia
At this time, California is still the only state in which Tesla insurance can’t use real-time Safety Scores for premium rates, though customers can access this feature in the 11 other states where the company’s insurance program is available. Last weekend, Tesla insurance also launched discounts in Arizona and Texas for those who use Supervised Full Self-Driving (FSD) for 50 percent or more of their driving.
Along with its insurance program in the U.S., Tesla appears to be preparing to launch insurance services in China, as the company officially registered a brokerage in the country in August. In June, Tesla hired former Geico executive Allen Laben as the Head of Strategic Insurance Partnerships, tasked with attempting to help lower the program’s premiums across the U.S.
“Here’s my goal in this role: Make Tesla vehicles EASY and ECONOMICAL to insure,” Laben said following the announcement. “By partnering with insurance companies, teams across Tesla, and collision shops in the USA and Canada, we’ll lower the total cost of Tesla ownership and accelerate the world’s transition to sustainable energy.”
Where is Tesla insurance available?
Tesla currently offers its insurance program in the following 12 U.S. states:
- Arizona
- California*
- Colorado
- Illinois
- Maryland
- Minnesota
- Nevada
- Ohio
- Oregon
- Texas
- Utah
- Virginia
*Tesla insurance in California does not utilize real-time driving Safety Scores due to certain privacy laws.
Judge rules against Tesla insurance over ‘inflated’ premiums
What are your thoughts? Let me know at zach@teslarati.com, find me on X at @zacharyvisconti, or send us tips at tips@teslarati.com.
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Elon Musk
Tesla owner harassed by anti-Musk driver in disturbing encounter
The Tesla driver for two years was en route to a doctor’s appointment when the incident happened.

A mother and Tesla owner from Lynnwood, WA reported that she was cut off and verbally harassed by another driver earlier this week.
The incident was recorded through Tesla’s built-in dashcam feature.
The Incident
Leigh, a Tesla driver for two years, was en route to a doctor’s appointment when a white Subaru SUV reportedly swerved in front of her and stopped. As could be seen in the Tesla dashcam video, the Subaru driver, who was wearing a camouflage jacket and ski mask, opened his door and walked towards the Tesla owner.
“He gets out and walks straight up to my door window. So I cracked my window, and I said, ‘What? What is the problem?’ He goes, ‘You need to sell your car. This is a Nazi car. You’re driving it. You need to sell your car,” Leigh noted in a comment to FOX 13 Seattle.
Fortunately, the mom stated that she was alone when the incident happened. Despite this, the encounter has left her shaken. “I could only see his eyes. He also had a large bag in front of him and baggy clothes. I had no idea if I was safe or not. It certainly felt very threatening and harassing,” Leigh stated.
Feeling Threatened
The Tesla owner stated that she and her family acquired their electric vehicle because it was convenient and good for the environment. It is then insane that such a vehicle has now become a harassment lure from other drivers.
“Obviously, this isn’t the first time I’ve driven my car and experienced minor incidents, but to be cut off and approached in my own vehicle, in the middle of the road, at what point do I have any power? I felt very threatened. Just really sad that this is what’s happening to people. Honestly, it doesn’t affect how I believe or what I believe—it’s just the car I drive,” Leigh stated.
Rising Hostility
The Lynnwood incident aligns with a surge in aggression toward Tesla drivers and facilities, from a Las Vegas service center fire to a reported shooting at a store in Oregon. Tesla owners have also reported a growing wave of vandalism incidents against their vehicles. In response, U.S. President Donald Trump has warned that those who attack Teslas will be persecuted. The sentiments were echoed by Attorney General Pam Bondi.
Elon Musk
Elon Musk to file lawsuit against former US Rep Jamaal Bowman: “I’ve had enough”
Bowman called the Tesla CEO a “Nazi” and a “thief” during a segment on CNN.

Elon Musk has announced that he is filing a lawsuit against former United States Representative Jamaal Bowman over his recent comments in a CNN segment.
Musk shared his legal intentions in a post on social media platform X.
Bowman’s Comments
During an appearance on CNN, Bowman, who made news in 2023 by triggering a fire alarm while Congress was in session, strongly criticized Elon Musk. Unlike other Musk critics, Bowman went straight for the jugular, calling the CEO a “Nazi” and a “thief.” Bowman’s comments received polarizing reactions in social media, with some users stating that such words could be used to sue for defamation.
“The American people do not trust Elon Musk. And Elon Musk is incompetent in his position. And how do we know? Because they fired tens of thousands of people, it was challenged in court, the court said people have to go back, and now the people are coming back. He’s incompetent, he’s a thief, he’s a Nazi, and people don’t trust him,” Bowman said.
“I’ve Had Enough”
In a comment to a video of Bowman’s CNN segment that was shared on X, Musk stated that the former Democratic Congressman’s words have crossed a line. “I’ve had enough. Lawsuit inbound,” Musk wrote in a post on X. Musk’s post received some support from X users, several of whom noted that it’s high time the CEO fought back against the vitriol that is consistently thrown his way.
Musk has been on the receiving end of protests from critics who oppose his work with U.S. President Donald Trump and the Department of Government Efficiency (DOGE). Opposition against Musk has spilled over to Tesla, resulting in stores being shot, firebombed by Molotov cocktails, vandalized, and vehicles and Superchargers being subjected to arson. Even regular Tesla owners have reported a growing wave of vandalism incidents.
News
Tesla aiming to produce first “legion” of Optimus robots this 2025
Tesla is aiming to start the production of Optimus this year, and its first run will be no joke.

Tesla’s Q1 2025 All-Hands meeting saw CEO Elon Musk share a key update about the company’s most ambitious product yet — Optimus. As per Musk, Tesla is aiming to start the production of Optimus this year, and its first run will be no joke.
Tesla Optimus’ Quick Evolution
Tesla initially announced Optimus during its AI Day event in 2021. At the time, Tesla only had a mockup of the robot and a literal person in a suit to demonstrate what Optimus could look like. By 2022, Tesla had a working prototype of the robot. Optimus’ progress has been rapid since then, with several dozens of the humanoid robots interacting with attendees at the Cybercab’s unveiling last October.
Optimus’ Potential
During the recent All-Hands meeting, Elon Musk reiterated the idea that Optimus could very well be the biggest product of all time, likely being ten times larger than the next-biggest product. Musk also shared an update about Optimus’ production, stating that the first humanoid robot has been manufactured at the Fremont Factory.
A Legion for 2025
When discussing Optimus’ ramp, Musk clarified that Tesla is internally aiming for enough parts to produce 10,000 to 12,000 Optimus robots this year. However, since Optimus is a completely different product, even half of 10,000 units would be a huge victory for Tesla. Tesla also plans to ramp Optimus to a notable degree in 2026, with the company aiming for 50,000 units, or 10 “legions” of humanoid robots, next year.
“So this year, we hopefully will be able to make about 5,000 Optimus robots. We’re technically aiming for enough parts to make 10,000, maybe 12,000, but since it’s a totally new product with a totally new, like everything is totally new, I’ll say we’re succeeding if we get to half go the 10,000.
“But even 5,000 robots, that’s the size of a Roman legion, FYI, which is like a little scary thought. Like a whole legion of robots, I’ll be like ‘whoa.’ But I think we will literally build a legion, at least one legion of robots this year, and then probably 10 legions next year. I think it’s kind of a cool unit, you know? Units of legion. So probably 50,000-ish next year,” Musk said.
Tesla’s Q1 2025 All-Hands Meeting can be viewed below.
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