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Tesla rolls out latest Safety Score update—Here’s what’s new

Tesla’s latest Safety Score update drops one highly criticized factor, while adding weight to pieces like speeding, follow distance, and more.

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Credit: Tesla

Tesla has officially started rolling out a new version of its insurance program’s Safety Scores beta, improving upon a few different metrics that make up the index.

As detailed on the Tesla Insurance web page, the company has updated its Safety Scores to beta version 2.2 from the previous version 2.1. The update primarily includes improvements to how Excessive Speeding is measured, along with the removal of Forward Collision Warnings (FCW) from the formula.

In addition, Tesla has slightly increased the values of related factors such as Hard Braking and Unsafe Following Time in the v2.2 formula, perhaps in an attempt to help accommodate some of the situations previously covered by the FCW rating.

READ MORE ON TESLA INSURANCE: Tesla launches insurance discount for FSD users in these two states

Tesla’s Safety Scores are used to determine premium rates for buyers of the company’s in-house insurance program, except in California, where privacy laws prohibit the use of real-time driving data to determine premiums. The company also says that its latest formula for Safety Scores were generated using over 22 billion miles of fleet data from its cars, while the company plans to continue improving the formula as more data comes in.

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At this time, Tesla Insurance is available in the following 12 states, though Safety Scores aren’t available in California for the aforementioned reason:

  • Arizona
  • California
  • Colorado
  • Illinois
  • Maryland
  • Minnesota
  • Nevada
  • Ohio
  • Oregon
  • Texas
  • Utah
  • Virginia

 

You can see the factors that make up Tesla’s Insurance Safety Scores below or on its website here, along with the specific formula that makes up a drivers’ 0 to 100 Safety Score.

Hard Braking

Credit: Tesla

Hard braking is defined as backward acceleration, measured by your Tesla vehicle, in excess of 0.3g. This is the same as a decrease in the vehicle’s speed larger than 6.7 mph, in one second. Hard braking is introduced into the Safety Score Beta formula as the proportion of time where the vehicle experiences backward acceleration greater than 0.3g as a percentage of the proportion of time the vehicle experiences backward acceleration greater than 0.1g (2.2 mph in one second). Hard braking while on Autopilot is not factored into the Safety Score Beta formula. For vehicles with Autopilot computer 3.0 or greater, braking while the vehicle detects yellow traffic lights is also not factored into the Safety Score Beta formula. If the vehicle is unable to detect a yellow traffic light at the time of the hard braking, the event will impact your Safety Score. The percentage shown in the app is the proportion of time spent braking done with excessive force when driving and Autopilot is not engaged. The value is capped at 5.2 percent in the Safety Score Beta formula.

Aggressive Turning

Credit: Tesla

Aggressive turning is defined as left/right acceleration, measured by your Tesla vehicle, in excess of 0.4g. This is the same as an increase in the vehicle’s speed to the left/right larger than 8.9 mph, in one second. Aggressive turning is introduced into the Safety Score Beta formula as the proportion of time the vehicle experiences left or right acceleration greater than 0.4g as a percentage of the proportion of time the vehicle experiences left or right acceleration greater than 0.2g (4.5 mph in one second). Aggressive turning while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the proportion of time spent turning with excessive force when driving and Autopilot is not engaged. The value is capped at 13.2 percent in the Safety Score Beta formula.

Unsafe Following

Credit: Tesla

Your Tesla vehicle measures its own speed, the speed of the vehicle in front and the distance between the two vehicles. Based on these measurements, your vehicle calculates the number of seconds you would have to react and stop if the vehicle in front of you came to a sudden stop. This measurement is called “headway.” Unsafe following is the proportion of time where your vehicle’s headway is less than 1.0 seconds relative to the time that your vehicle’s headway is less than 3.0 seconds. Unsafe following is only measured when your vehicle is traveling at least 50 mph and is incorporated into the Safety Score Beta formula as a percentage. Unsafe following while on Autopilot is not factored into the Safety Score Beta formula. The percentage shown in the Tesla app is the percentage of unsafe following when driving and Autopilot is not engaged. The value is capped at 63.2 percent in the Safety Score Beta formula.

Excessive Speeding

Credit: Tesla

Excessive Speeding is defined as the proportion of time spent driving in excess of 85 mph or driving 20% faster than the vehicle in front of you, when that vehicle is going over 25 mph and is within 100 meters of your vehicle. This value is expressed as a percentage of total driving time and is capped at 10.0% in the Safety Score Beta formula. Speeding while on Autopilot is not factored into the Safety Score Beta formula.

Late-Night Driving

Credit: Tesla

Late-Night Driving is defined as the number of seconds you spend driving at night (11 PM – 4 AM) divided by the number of seconds you spend driving total during the day and night. Due to the variable risk level associated with driving during each late-night hour, each hour is weighed differently, and driving at each hour will affect your Safety Score differently. For example, driving at 11 PM will not affect your Safety Score as heavily as driving at 2 AM. Drive sessions that span two days will apply to the day the trip ends. Late-Night Driving includes all driving at night (11 PM – 4 AM) including any driving done on Autopilot. The value is capped at 14.2 percent in the Safety Score Beta formula.

Forced Autopilot Disengagement

Credit: Tesla

The Autopilot system disengages for the remainder of a trip after the driver has received three audio and visual warnings. These warnings occur when your Tesla vehicle has determined that the driver has not applied sufficient resistance to the steering wheel or has become inattentive. Forced Autopilot Disengagement is introduced into the Safety Score Beta formula as a 1 or 0 indicator. The value is 1 if the Autopilot system is forcibly disengaged during a trip, and 0 otherwise.

Unbuckled Driving

Credit: Tesla

Unbuckled Driving is defined as the proportion of time spent driving above 10 mph without fastening the driver’s seatbelt in a Tesla vehicle, as a percentage of time spent driving above 10 mph. The value shown in the Tesla app is the proportion of time driven at a speed over 10 mph, without buckling the driver’s seatbelt, as a percentage of time spent driving over 10 mph. The value is capped at 31.7 percent in the Safety Score Beta formula.

Tesla’s formula for Safety Score beta v2.2

Tesla takes the formula pictured below, dubbed its Predicted Collision Frequency (PCF), and converts it into the 0 to 100 version 2.2 Safety Score it assigns based on driver behavior. The 2.1 Safety Score formula can also be seen on the Tesla Insurance page, though the below formula is for the newly launched version 2.2.

Credit: Tesla

Tesla posts Q4 2024 vehicle safety report

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Zach is a renewable energy reporter who has been covering electric vehicles since 2020. He grew up in Fremont, California, and he currently lives in Colorado. His work has appeared in the Chicago Tribune, KRON4 San Francisco, FOX31 Denver, InsideEVs, CleanTechnica, and many other publications. When he isn't covering Tesla or other EV companies, you can find him writing and performing music, drinking a good cup of coffee, or hanging out with his cats, Banks and Freddie. Reach out at zach@teslarati.com, find him on X at @zacharyvisconti, or send us tips at tips@teslarati.com.

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SpaceX Starship Flight 13 faces wrath of the Texas skies

SpaceX pushed Starship Flight 13 to Friday, blaming weather instead of the previous engine issues.

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SpaceX called off Thursday’s launch attempt of Starship Flight 13, pushing the mission to Friday because of weather tied to Tropical Storm Bertha. The company confirmed the delay on X, noting “Now targeting Friday, July 24 for Starship’s thirteenth flight test, due to weather. A key objective for the flight test is to get clear imagery from the ground of Starship’s heatshield as it flies at a higher dynamic pressure during ascent, which won’t be possible with today’s weather conditions.”

This is the second delay for Flight 13 in two weeks. SpaceX first tried to launch the mission on July 16, but the countdown ended in an automated abort at T-0 when four of Super Heavy Booster 20’s 33 Raptor engines failed to ignite. Musk said at the time that two Raptors would need to be removed and replaced, as Teslarati reported. The company spent the following week destacking Ship 40 and Booster 20, swapping engines, and running leak checks before restacking the vehicle on Pad 2 Wednesday night, according to Spaceflight Now’s live coverage.

Elon Musk debunks $52 billion SpaceX-NVIDIA GPU deal

 

Unlike the engine problem, Thursday’s delay has nothing to do with the hardware. SpaceX wants clean footage of Starship’s heat shield captured from the ground as the vehicle flies through max dynamic pressure, something the storm’s cloud cover over South Texas would not allow. The company said visibility should improve for Friday’s attempt, with the same 90 minute window opening at 5:45 p.m. CT.

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Flight 13 will be the second outing for the V3 versions of Starship and Super Heavy, following their debut on Flight 12 in May. The mission carries 20 production Starlink V3 satellites, the first time SpaceX has flown operational satellites rather than mass simulators on Starship. Six of those satellites are fitted with cameras to inspect the heat shield from a different angle during ascent, giving engineers a second data source beyond the ground imagery the weather is currently blocking.

Booster 20 will attempt a boostback burn and a splashdown landing burn in the Gulf of America, while Ship 40 follows a suborbital trajectory toward a landing in the Indian Ocean. The flight plan largely mirrors Flight 12, though the booster will run a more aggressive ascent burn after max Q this time, and the ship’s heat shield includes load sensing tiles meant to measure stress at the higher dynamic pressure SpaceX is targeting.

If Friday’s attempt succeeds, Flight 13 could be the last suborbital test in the program. SpaceX is already looking to push for an orbital flight on Flight 14.

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Investor's Corner

Tesla stock tumbles after earnings, one of its sharpest single-day declines

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Credit: Tesla

Tesla stock (NASDAQ: TSLA) endured one of its sharpest single-day declines in years on July 23, tumbling approximately 14.5 percent and closing near $320 after opening the session around $374. The drop erased more than $140 billion in market value amid heavy trading volume and left the shares at multi-week lows.

The sell-off followed the company’s second-quarter 2026 results, released the previous evening. Tesla reported record revenue of $28.2 billion, up 26 percent year over year, driven by a Q2-record 480,126 vehicle deliveries. Energy storage deployments also rose strongly.

Tesla (TSLA) Q2 2026 earnings results: miss on EPS, beat on revenue

Yet profitability disappointed sharply. Operating income fell 57 percent to $398 million, compressing the operating margin to just 1.4 percent. Non-GAAP earnings per share came in at $0.33, well below the roughly $0.53 analysts had expected. Free cash flow turned negative by $1.1 billion as capital expenditures surged 142 percent to $5.8 billion, largely tied to accelerated spending on artificial intelligence, robotics, and autonomous systems.

The losses on capex were expected, as Tesla said it would be spending heavily in 2026.

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Investors also reacted to lingering uncertainty surrounding key product timelines. During the Earnings Call, management reiterated ambitions for Robotaxi deployment and the Optimus humanoid robot, but offered limited new concrete milestones, renewing questions about execution pace that have long accompanied Tesla’s ambitious roadmap.

The magnitude of the decline places it among Tesla’s more severe one-day percentage losses since its 2010 initial public offering. Historically, the two largest single-day drops (split-adjusted) remain September 8, 2020, when shares fell 21.1 percent amid broader market volatility and valuation concerns, and January 13, 2012, with a 19.3 percent plunge during the company’s early growth struggles.

Other notable declines include an 18.6 percent drop on March 16, 2020, at the onset of pandemic-related market turmoil. Thursday’s move ranks roughly ninth on the all-time list but stands out as the steepest in more than a year.

Despite the short-term pain, Tesla’s long-term trajectory has repeatedly recovered from such volatility. The latest results underscore both the strength of its core automotive and energy businesses and the near-term costs of heavy investment in next-generation technologies.

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Elon Musk

Elon Musk is not happy about this Tesla Full Self-Driving approval delay

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Credit: Tesla

Elon Musk clapped back at France’s decision to withhold the approval for Tesla’s Full Self-Driving (FSD) Supervised system, projecting a clear and blunt message to French Transport Minister Phillippe Tabarot, after he publicly rejected the technology in its current form.

Tabarot outlines several concerns with Tesla Full Self-Driving in a detailed video statement, where he said, “The safety trade-offs are not yet sufficient to authorize it as it currently stands,” he said. He emphasized that FSD is not a true self-driving system and that the driver remains fully responsible.

Key issues Tabarot also brought up included allowing speeding when surrounding traffic exceeds limits and what he believes are insufficient guarantees of driver attention during complex urban maneuvers such as lane changes, intersections, and roundabouts.

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While acknowledging technological progress and France’s support for autonomous innovation, Tabarot stressed that deployment must prioritize road safety. He noted ongoing technical discussions with Tesla, the Netherlands, and other European partners, with further ecosystem meetings planned for the fall.

Musk’s rebuke highlights the human cost of regulatory caution. Tesla’s latest safety reports provide compelling data supporting accelerated adoption. In the most recent 12-month period, vehicles using FSD (Supervised) recorded one major collision per approximately 5.1 million miles driven, dramatically better than the U.S. national average of one crash per 698,000 miles.

Even Tesla vehicles driven manually with active safety features outperform the average by a wide margin. These figures come from billions of real-world miles of telemetry, showing FSD vehicles involved in far fewer incidents than both manual Teslas and the broader U.S. fleet.

Critics argue Tesla’s comparisons require careful scrutiny regarding reporting thresholds and fleet demographics, yet the data consistently positions FSD as a potential lifesaver. With road fatalities remaining a leading cause of death worldwide, Musk contends that proven safer technology should not face prolonged bureaucratic hurdles.

France’s measured approach reflects the broader European regulatory caution, which many, especially Musk, have been critical of in the past. However, as autonomous systems from Tesla and competitors like Waymo demonstrate superior safety in independent studies, pressure is mounting for harmonized approvals.

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Musk’s warning carries the belief that every month of delay may equate to avoidable tragedies on European roads.

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